Final Expense Solutions

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Typically, Final Expense means funeral costs. However, it can also include debts and income replacement. 

We use a level premium Whole Life policy for Final Expense. By doing so we ensure that you will never outlive your coverage, and your premiums will never increase. 

A term policy has the same benefit that any life insurance policy has, which is the death benefit. However, only 1% of term policy holders die during the term. 

As brokers, we have access to nearly 80 carriers. We are sure that we can find you coverage no matter your health history and also stay within your budget. 

Everyone is different. The average funeral costs currently are $12,000 and they are projected to rise to over 27,000 in the next 20 years. We also look at income replacement depending on your situation. As always, we will make sure the costs will fit comfortably within your budget. 

The policy beneficiary(s) can also be a funeral home, church, or charity.